Corporate Disclosure

About This Disclosure

This Corporate Disclosure provides transparency about the nature of Swyft Insurance, our role as an independent insurance agency, and how we are compensated. We believe you deserve to understand exactly who you are working with and how we operate.

Independent Agency Status

Swyft Insurance is an independent insurance agency. This means we are not owned by, or exclusively contracted to, a single insurance carrier. We represent multiple insurance companies and are able to compare products across our carrier partners to help match you with suitable coverage.

Licensing

Our agency and its producing agents are licensed to sell insurance in the states in which we do business, in accordance with applicable state insurance regulations. Licensing information is available upon request and can be verified through the appropriate state department of insurance.

How We Are Compensated

As an independent agency, we are typically compensated through:

Commissions paid by insurance carriers when a policy is placed or renewed;
Contingent or bonus compensation that certain carriers may pay based on factors such as the volume, retention, or profitability of business placed with them;
In limited cases, agency fees where permitted by law and disclosed to you in advance.

Our compensation may vary by carrier and product. Regardless of compensation, we are committed to recommending coverage based on your needs.

Carrier Relationships

We maintain contractual relationships with a range of insurance carriers. These relationships allow us to offer choice, but they do not obligate you to purchase any particular product. You are always free to accept, decline, or compare our recommendations.

Conflicts of Interest

We strive to act in your best interest at all times. Where a potential conflict of interest exists — for example, differing compensation among carriers — our policy is to prioritize suitable coverage for you over compensation considerations, and to disclose material conflicts upon request.

No Guarantee of Coverage

Submitting information to our agency does not guarantee that insurance coverage will be offered or bound. All coverage is subject to carrier underwriting, approval, and issuance of a policy.

Questions

You may request additional information about our licensing, carrier relationships, or compensation at any time by contacting Swyft Insurance at [email protected] or 888-936-5700.